Pricing

Own it, or sync it.

Buy the desktop app once and keep it forever, or subscribe to sync your money across desktop, web, and phone. Same private Lumio either way.

Lumio Subscription

Sync everywhere

$9 /month

or $90/year — two months free

$9/mo — under YNAB and Monarch, which are $14.99/mo.

Start free trial

Everything in Lumio Desktop, plus…
Sync across desktop, web & mobile
Use Lumio on any device — pick up where you left off
Automatic encrypted cloud backup
Priority support

Best value

Lumio Desktop

Own it once

$79 one-time

Free updates · no subscription

$79 once — less than a single year of YNAB ($109/yr), and no renewal, ever.

Buy & download

Full desktop app for Mac & Windows
Import CSV & Excel from any bank
Budgets, debt payoff, savings & net worth
100% on your device — works offline
Free updates — no subscription, ever

Not sure which one?

If you live on one Mac or PC and want to pay once, get Lumio Desktop. If you want your money on your phone and the web too, subscribe. You can always start with the trial.

Get the desktop app See how it works